nrma ctp. NRMA Insurance is part of the Insurance Australia Group. nrma ctp

 
 NRMA Insurance is part of the Insurance Australia Groupnrma ctp  At the end of the day, it's a pooled insurance for injury

1800 634 686. Taxi fares (up to $250) to get you home if your. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and. Unlimited callouts, up to 100km towing, find the best cover for you. To lodge a claim or organise towing after an accident, call 1300 546 125. Plus, with 30 additional deals, you can save big on all of your favorite products. in NSW, QLD, ACT, TAS, SA, WA and the NT and in NSW, QLD, ACT, SA and WA. Unpaid policies might still be listed, even if you’re no longer covered. Follow up a claim or pay an excess. Current CTP claims liabilities are estimated to be $2. NRMA’s contact details are:You'll also need to add their age to the CTP policy for a vehicle. The following tips can help you complete Ctp Cancellation Form Nrma quickly and easily:NRMA Comprehensive Motorcycle Insurance provides you with cover for your motorcycle against accidental damage, collision or crash, earthquake, explosion, fire, flood, storm, theft or attempted theft, tsunami, vandalism or a malicious act. You can pay for your CTP Green Slip: Online By calling us on 131 144 At your local branch By post (complete the payment slip on your policy certificate and send it to NRMA Insurance, Reply Paid 9871, Sydney NSW 2000) Renewal payments. 99 a month. If you need financial assistance, call us on 132 132 for support with your situation, and we’ll work out a plan together. SIRA has imposed special licence conditions on Insurance Australia Limited (trading as NRMA Insurance) and QBE Insurance (Australia) following an audit of claims management, specifically in relation to treatment and care. 3(2), section 10. Follow up a claim or pay an excess. Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL. An expanded description is shown for each major project. Quantumcat on 12/10/2022 - 20:37. Decide if you need At-Fault Driver Cover. It provides a perfect eco-friendly alternative to conventional printed. We pay our respects to Elders and ancestors past and present. NRMA Insurance is part of the Insurance Australia Group. How can I pay for my NSW CTP Green Slip? You can pay for your CTP Green Slip: Online. Comprehensive Car Insurance from NRMA Insurance* protects your car for accident damage, theft, severe weather, and more. The Compulsory Third Party Insurance Regulator was established by the SA Government as an independent body and commenced operating on 1 July 2016. We understand if this is a difficult time for your family and we're here to help. Like Comprehensive Car Insurance, it covers your car for incidents like storms, theft and accident damage. claims. 93% go rate. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). If your policy number starts with MOT, call 132 132 (7am–8pm)For financial counselling, money management and budgeting. This age excess is lower if the driver under 25 is listed on your policy. NRMA is probably the only company with an at fault product in the market currently. If your complaint is about CTP Insurance (also known as a Green Slip), read our CTP Insurance. Simply log in to the app. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Once you’ve paid, we’ll send a Green Slip to the TfNSW. Sign it in a few clicks. you have an at-fault motor vehicle accident when driving your vehicle and you suffer a specified injury or die as a Aug 3, 2021. Should I claim. We look forward to keeping you moving. Overall, NRMA Insurance is a reputable and reliable insurance provider that offers a range of insurance products and services to meet the diverse needs of its customers. There have been two test cases in relation to business interruption cover and COVID-19 impacts. To provide CTP insurance in South Australia, insurers need to apply to the CTP Regulator and be approved by the Minister. CTP Insurance in the Australian Capital Territory (ACT) The ACT Compulsory Third-Party Insurance Regulator or CTP Regulator is responsible for regulating the compulsory third party insurance scheme in the ACT. However, CTP premiums are not Government fees or. 132 818 (8:30am–5pm, Mon–Fri). As it doesn't include everything, read the PDS before making a decision about your insurance. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Pay by credit card by calling 1300 361 021. We recognise that their unique cultural heritage, customs, spiritual beliefs and relationship with the land are of ongoing importance today, and we pay our respects to Elders past, present and. Edit Ctp cancellation form nrma. You may be eligible to claim for: A percentage of any income you've lost (if time off work is required to recover) Reasonable treatment. The CTP Regulator acknowledges Aboriginal people as the state’s first peoples, nations and Traditional Owners of South Australian land and waters. nsw. You can make a BPAY payment by calling your bank or using internet banking and selecting the BPAY option. NRMA Insurance web chat Click here. From 1 July 2022, NRMA Insurance will replace SGIC for new and renewing CTP policies. 27 PM | Updated 28/07/2022 11. $122. Alternatively, if you’re unable to access the forms online, you can claim by calling us on 133 723, Monday to Friday, 8. Theft & vandalism. For full details including limits, conditions and exclusions, read the policy document. Call 1800 646 605 (8am–8pm, Mon–Fri & 8am–4pm, Sat–Sun) Contact us. Come on, NRMA, I wanted to stay but the pull factor was too great! User #348062 4253 posts. Our CTP customers in South Australia will benefit from the scale of a single national. On agreed value policies, cover is limited to the agreed value. And, personally make a. Renew or make payments. 00pm AEST. "You can pay for your CTP Green Slip: Online By calling us on 131 144 At your local branch By post (complete the payment slip on your policy certificate and send it to NRMA Insurance, Reply Paid 9871, Sydney NSW 2000) Renewal payments. What’s included. Veteran, Vintage and Classic Insurance. com. Date of birth. Step 2. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Up to 15% off tyres and wheel alignments. What’s included. **Based on an average fuel price of $1. NRMA Insurance is part of the Insurance Australia Group. Find fuel prices and redeem your discounts. NRMA; AAMI. 1121. Any advice provided is general advice only and does not take into consideration your objectives, financial situation or needs. $182. NRMA Insurance is part of the Insurance Australia Group. issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. * National Roads and Motorists. You can pay for your CTP Green Slip: Online By calling us on 131 144 At your local branch By post (complete the payment slip on your policy certificate and send it to NRMA Insurance, Reply Paid 9871, Sydney NSW 2000) Renewal payments. Car insurance: Third Party Fire & Theft from NRMA Insurance. Draw your signature, type it, upload its image, or use your mobile device as a. Assistance for all trailers attached to your vehicle – from single to tri axle. From 1 March 2021 the Personal Injury Commission manages CTP / workers compensation disputes. posted 2011-Dec-9, 3:42 pm AEST ref:. Towing map - Metro, country and remote areas | Direct debit terms and conditions. I need to change my name or title? You can update your name or title online. When making decisions about our insurance, consider the. But Comprehensive Plus gives you extras like: A hire car if your car can’t be driven after any incident we cover, even if you cause an accident. au Page 1 of 2 Information Security Classification - INTERNAL NRMA Insurance CTP Claims GPO Box 481 Sydney NSW 2001 Please Attach Common Law Claim Form Ms. Insurers often charge more for utes and light commercial. On 1 January 2014, NRMA ceased to operate as a licensed CTP insurer in Queensland. au for more information. Our cover will depend on the vehicle’s model, make and special features. The Green Slip Check is a quick and easy way to get a CTP Green Slip quote comparison from all insurers, for the most common vehicle types. 42 per month. Save up to 25% depending on your entire Policy Count (including Roadside Assistance) and Years of Relationship. (50 years+ membership - from 25 March 2023) Discounted price for My NRMA membership with roadside assistance packages covering up to two vehicles. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Five insurance groups now hold green slip licences: QBE, NRMA Insurance, Suncorp, RMIH and Allianz: Suncorp owns GIO and AAMI. Membership with NRMA* (except NRMA* Business Membership) counts towards your Policy Count and, for a limited time, Years of Relationship for the NRMA Insurance Loyalty Discount but it doesn’t receive the NRMA Insurance Loyalty Discount. Monitoring: 132 553. To make a claim for an accident that happened before 1 February 2020, call us on 1800 032 220. Driver age is a factor that insurers use to assess risk and determine the price they will charge for CTP green slips. New to My NRMA? Register now. Five of these insurers – RACQI excepted – also underwrite CTP insurance in NSW, and one insurer, NRMA is the sole underwriter in the ACT. If an NRMA CTP insured vehicle caused the accident, the person injured will need to make a claim themselves. For roadside assistance, call 13 11 22. You can quickly get a quote online or call our Australian-based call centre. All CTP is regulated and set by the state government. how quickly insurers pay statutory. * National Roads and Motorists. Other things to keep in mind. If you want to cancel your NRMA CTP insurance policy, you may need to fill out a cancellation form. Registration and any CTP insurance; Other on-road costs. NRMA Insurance is part of the Insurance Australia Group. Interpreting and Translating Centre. Get a CTP Insurance quote online. For auto complete:Insurance and CTP Green Slips 13 21 32. 99 a month. In these documents, the terms “we”, “our” and “us” refer to Insurance Australia Limited ABN 11 000 016 722 (trading as NRMA Insurance) and its related entity Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084. *Values displayed are an example of potential spending and savings when purchasing a gift card as an NRMA member and are subject to availability of offers at any one time. If you need (or think you'll need) more than two treatment sessions, it's important to submit a claim for personal injury benefits. Date of experience: October. When making decisions about our insurance, consider the. NRMA Insurance covers your medical expenses, lost income and other people's injuries from an accident. in NSW, QLD, ACT, TAS, SA, WA and the NT and in NSW, QLD, ACT, SA and WA. We're available 24 hours a day, 7 days a week. Business. In some states, CTP insurance also gives some cover to the driver if injured but at fault in a motor vehicle accident. Alternatively, you can fill in the form below. This initial AHRR form completion attracts a SIRA-gazetted fee of $35. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). This is known as an Original Registration; Complete a Vehicle Identity and Safety Check (formerly Blue Slip). NRMA. 80/week representing a saving of $4 per week equates to a total savings $104 over 6 month period. Sign in. Broken down and need help now? Request Roadside Assistance from NRMA. “NRMA” provides Membership, the “my nrma app” and other services. There is auto-complete functionality if your rego is current and due for renewal within 3 months. com. CTP At-fault Driver is extra cover we automatically provide with your NRMA Compulsory Third Party (CTP) Insurance during your motor vehicle registration period. The NRMA Insurance Loyalty Discount offers between 5% and 25% off eligible insurance policies † depending on your entire Policy Count and Years of Relationship. Our most recent deal was added on November 12, 2023. NRMA Insurance acknowledges the Traditional Owners of the lands across Australia as the continuing custodians of land and waterways in which we live and work. To purchase a Suncorp CTP Insurance Certificate, our CTP Team are available between 9. “NRMA” provides Membership, the “my nrma app” and other services. If you'd like more information on making a CTP claim, we've made videos to help. Start a claim. *. Head to Allianz Car Insurance if you’re looking for this type of cover. issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. The Stamp Duty is a fixed 11% of the CTP Insurer Premium, GST on the CTP Insurer Premium and CTP Scheme Services fee combined. 5 tonnes GVM, buses or fleets. In July the NSW Government revealed that 2. *Insurance Australia Limited (trading as NRMA Insurance), has reported data quality issues relevant to the. On 29 November 2022, SIRA issued a show cause notice to NRMA Insurance, requesting a response to the investigation findings. The link is to the T&Cs as I am not a NRMA member. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). It generally covers the liability of you, or anyone who drives your vehicle with your permission, for injury caused to passengers and other road users in an at-fault motor accident. If they need assistance, someone else can help by filling in the appropriate forms to start their claim. Allianz, RACQI, AAMI, QBE and NRMA. Learn moreComprehensive Scooter. SIRA regulates motor accidents CTP insurance, workers compensation insurance and the home building compensation. Online quoting and claiming facilities are also available. New to My NRMA? Register now. If you need to make an additional payment. Download the My NRMA app. A CTP Green Slip is a must-have for NSW drivers to register your vehicle. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Up to 15% off washing and detailing services. It provides coverage for personal injury caused to other. Once completed you'll be given a receipt number for as a reference. One insurer, NRMA Insurance, offers an additional feature generally called At-Fault Driver Cover. The Independent Review Office manages complaints about insurers. under Your CTP Insurance if Your Vehicle is a passenger . Renew and chooseyour online offer. Makes the app your go to for making your. What you need. NRMA Insurance is part of the Insurance Australia Group. How's my NSW CTP Green Slip premium calculated? Your NSW CTP Green Slip premium is calculated based on a number of factors about you and your vehicle, some of which are set by The NSW State Insurance Regulatory Authority (SIRA) including: The type of vehicle you drive. The audit commenced in June 2022 as the scheduled first quarter activity in the Insurer Conduct and Claims. If you need to register your vehicle and pay for a policy using PayPal on the same day, you’ll need to use a different payment method. Jun 28, 2023 – 1. Select Add another driver. If you aren't currently a customer or are not able to access your account reach out to us here: Chat with Nomi. NRMA gives more emergency assistance. Select View all Policy Documents to view and request a copy of your Certificate of Insurance or tax invoice. I don't think you can actually purchase an "at fault" policy. Request roadside assistance and track us on our way. There are three main types of car insurance: comprehensive car insurance, third party insurance and compulsory third party (CTP) insurance. NRMA Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 trading as NRMA. Comprehensive Comprehensive car insurance from NRMA Insurance^ protects your car for accident damage, theft, severe weather, and more. 07 AM. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Get a Single Use Code via SMSFor general information about the NSW CTP scheme, you can contact your claims consultant, or CTP Assist on 1300 656 919. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). If you are a pensioner and eligible for the TfNSW. 02. As an NRMA member, your roadside assistance or My NRMA membership both count towards your policy count with NRMA Insurance. Thank you! Got one. So if your vehicle is involved in an accident, your CTP policy can help with things like medical costs for the people injured because of the accident. Online document managing has grown to be popular with organizations and individuals. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). 10/31/22. CTP Insurance policy it attaches to remains in force. NRMA Insurance is part of the Insurance Australia Group. The insurer may pay for all reasonable and necessary expenses for injury resulting from the accident. The more eligible policies you have and the longer you have been with NRMA, the greater the Loyalty Discount. You can contact Gordian RunOff Limited on (02) 8062 4255 or via email ctp. In aggregate Queensland’s six CTP insurers collect around $875 million in Queensland CTP premium per year. It takes only 3 or 4 minutes – much faster than contacting each CTP provider separately. NRMA Insurance acknowledges the Traditional Owners of the lands across Australia as the continuing custodians of land and waterways in which we live and work. Under Policy Documents, select Email me my Certificate of Currency to get a copy of your Certificate of Currency, or. Get an online quote for cars in NSW, QLD, TAS, ACT, WA, SA and NT. Call us on 132 132 to include accessibility modifications in your quote. NRMA Insurance Coupons updated on 17 November, 2023. Once a significant number of claims are received by Youi, it will then also be included in this report. Handy tips for filling out Green slip refund nrma renewal online. com. NRMA Insurance offers car, CTP, home and travel insurance for over 3 million Australians. * National Roads and Motorists. NRMA Insurance is part of the Insurance Australia Group. Compare the market . And so, we've partnered with GIVIT to give you, our members, an opportunity to get involved. There are a total of 60 active coupons available on the The NRMA website. Veteran, Vintage and Classic Insurance. au. Member offer. All this, along with improved and simpler navigation. Draw your signature, type it, upload its image, or use your mobile device as a signature pad. From $9. NRMA Insurance is part of the Insurance Australia Group. Third Party Property Damage *Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 (IAL), trading as NRMA Insurance which is separate and independent from National Roads and Motorists’ Association. Licensed family foster home report of reading dccca monthly dccca form; Bridesmaid order form marahamp39s elegant bridal; Gecombineerde vergunning voor verblijf en arbeid gvva 370 form; 2020 census questionnaire form; Cmr pdf download form; Formulaire ca3; Nafcc accreditation forms; 716 111 d v21 arbeitswiss form From 1 March 2021 the Personal Injury Commission manages CTP / workers compensation disputes. Income support payments. Suncorp Metway Insurance Limited ABN 83 075 695 966 Licence withdrawn 1 July 2013. Not an NRMA customer and need a hire car? Find help now. Get peace of mind on the road with unlimited roadside assistance – no matter where you are. On 1 February 2020, the ACT moved from Compulsory Third Party (CTP) Insurance to Motor Accident Injuries (MAI) Insurance. “NRMA” provides Membership, the “my nrma app” and other services. If you bundle your CTP Greenslip with other NRMA Insurance products, NRMA Insurance offers Loyalty Discounts on certain. We pay our respects to Elders and ancestors past. the CTP term you buy determines the period of registration you can renew for. We cover modifications to your car (like hoists, hand controls and wheelchair ramps). Check a vehicle registration. Tap on membership cards at the top of the app homepage to display your membership number. Information about these test cases is available on the Insurance Council of Australia. Driver exclusions We will not cover You if at the time of the accident You:Get a NRMA Car Insurance quote online today. NRMA Insurance locations Find your nearest branch : Open Road magazine [email protected]with NRMA Insurance*. CTP Insurance. Renew your Car Insurance Pay for a new policy Manage your monthly payments and more online. Budget Greenslips were just made life really easy for us. Get a quote today. Access member exclusive benefits including over 3,000 attractions. $304. au. You know what features. We’ll also need to know about your driving history and some other information like your claims history. Cover is different for Comprehensive Plus and Comprehensive Basics. 1 July increase. Old CTP price. NRMA Insurance CTP Green Slip is linked with your vehicle’s registration, meaning that you can’t register your car unless you have a policy in place. Help with your CTP claim. Check vehicles eligible for motor vehicle tax concession. Compare NRMA roadside assistance cover and join the best roadside network in Australia. Vehicle type – an important factor in determining green slip prices. We pay our. What can I claim for under NSW CTP Green Slip Insurance? If you're injured in a motor vehicle accident caused by a vehicle with an NRMA NSW CTP Green Slip, we can help you with your recovery and return to work. It covers you against paying compensation to people injured in an accident that you caused. vertigoPotato. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Cover for your car if it’s stolen, vandalised, or damaged by. Type text, add images, blackout confidential details, add comments, highlights and more. Cheaper than NRMA by $170. What changes can I make to my policies using my online account? What's a cover note and do you offer them? Where's my closest branch and what are the opening hours? Cover is subject to standard underwriting guidelines and policy terms. Alternatively, you can fill in the form below. 1800 634 686. Our templates are regularly updated according to the latest legislative changes. AAMI, Allianz, NRMA, QBE and Youi underwrite the Scheme and manage the claims against their policies of insurance. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. An age excess also applies if a driver is over 25 and has had their provisional or probationary license for less than 2 years. Cover for your car if it’s stolen, vandalised, or damaged by. NRMA CTP Insurance; QBE green slip . About this app. The Independent Review Office manages complaints about insurers. NRMA Insurance acknowledges the Traditional Owners of the lands across Australia as the continuing custodians of land and waterways in which we live and work. State Insurance Regulatory Authority (SIRA) is the government body. IIP Retrieve - NRMAFrom 1 March 2021 the Personal Injury Commission manages CTP / workers compensation disputes. 82/L with a 40L fuel tank. Get a quote to see how much you could be save on Comprehensive to Third Party Car Insurance. Purchasing CTP insurance. Compulsory Third Party (CTP) insurance, also known as a Green Slip, is mandatory. © National Roads and Motorists' Association Limited ABN 77 000 010 506Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Phone: 13 50 50: Hours: 8am to 8pm Mon to Fri. Nov 23, 2023 6:51 am. NRMA Insurance is part of the Insurance Australia Group. Check the new details are correct then select Continue. renew online. greenslips. Allianz, RACQI, AAMI, QBE and NRMA. Search for volunteering opportunities. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. For more information about NRMA* visit or call 131 122. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Any advice provided is general advice only and does not take into consideration your objectives, financial situation or needs. 5 tonne or less • a Primary Producer vehicle (excluding agricultural machinery). Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Accidents. The at-fault NRMA driver for specific injuries. your email address. Save 20% on windscreen repairs or replacements. Individual insurers have a bit of wiggle room, but it's just bullshit. e. Even if your other cars don't get used much, or only on short trips, it's important to still be covered for roadside assistance. Just went with AAMI (comprehensive + CTP). * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. For more on how you can keep protected behind the wheel, call us on 13 21 32 or get a quick car insurance quote online. Start a claim. Market value is our assessment of the value of the motorcycle or scooter, at the time of a claim. Our cover for vintage and classic cars is bespoke like your vehicle. Not an NRMA customer and need a hire car? Find help now. Your car’s covered if NRMA Insurance agree it was the other driver's fault and you have their name, address and rego number. To assess the value, we use local market prices and. The name on your CTP policy should match the name on your car registration. When making decisions about our insurance, consider the. Compulsory Third Party (CTP) Insurance – known as a CTP Green Slip in NSW – is a policy to cover costs related to injuries caused in a motor vehicle accident. If you have any questions about privacy and security, please email us or call us on 132 132 7am–8pm, 7 days. When making decisions about our insurance, consider the. Complete this form if the at-fault driver was driving a vehicle with NRMA CTP Insurance and sustained any injuries listed in question 5 or died as a result of the motor vehicle accident. issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Last modified 28 August 2023. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Must-have car insurance. NRMA Insurance offers car, CTP, home and travel insurance for over 3 million Australians. In this report, SIRA compares seven key indicators of customer experience across the five CTP insurers in NSW: AAMI, Allianz, GIO, NRMA and QBE.